{"id":1109,"date":"2018-10-16T13:34:52","date_gmt":"2018-10-16T13:34:52","guid":{"rendered":"https:\/\/bhmdev.com\/sphilipsins\/?post_type=suretybonds&#038;p=1109"},"modified":"2025-05-19T01:08:01","modified_gmt":"2025-05-19T08:08:01","slug":"errors-omission-insurance","status":"publish","type":"suretybonds","link":"https:\/\/bhmdev.com\/sphilipsins\/bonds\/errors-omission-insurance\/","title":{"rendered":"Errors &#038; Omission Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Feature&#8221; _builder_version=&#8221;3.22&#8243; background_color=&#8221;#eaf7fd&#8221; custom_padding=&#8221;50px||100px||false|false&#8221; bottom_divider_style=&#8221;arrow3&#8243; bottom_divider_color=&#8221;#ffffff&#8221; bottom_divider_flip=&#8221;horizontal&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row padding_top_bottom_link_1=&#8221;true&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;1280px&#8221; custom_margin=&#8221;0px||0px||true&#8221; custom_padding=&#8221;0px||0px||true&#8221; animation_direction=&#8221;bottom&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TOP LEVEL BOND NAME&#8221; _builder_version=&#8221;4.14.8&#8243; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Kanit|||on|||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#0788CA&#8221; header_font_size=&#8221;44px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_text_color=&#8221;#0788CA&#8221; header_3_text_color=&#8221;#0788CA&#8221; header_4_text_color=&#8221;#0788CA&#8221; header_5_text_color=&#8221;#0788CA&#8221; header_6_text_color=&#8221;#0788CA&#8221; max_width=&#8221;70%&#8221; max_width_tablet=&#8221;96%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||10px||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;|0vw||0vw||true&#8221; custom_padding_phone=&#8221;|||||false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;fade&#8221; animation_direction=&#8221;bottom&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1 class=\"h1_h2\">ERRORS AND OMISSION INSURANCE<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;SUBTITLE&#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;|900|||||||&#8221; header_2_font=&#8221;Kanit|300||on|||||&#8221; header_2_text_color=&#8221;#5e7a8a&#8221; header_2_font_size=&#8221;21px&#8221; header_2_letter_spacing=&#8221;1.6px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_6_font=&#8221;Montserrat|300|||||||&#8221; header_6_text_align=&#8221;center&#8221; header_6_text_color=&#8221;#85c344&#8243; header_6_letter_spacing=&#8221;0.2px&#8221; header_6_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;-14px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||true&#8221; custom_padding_tablet=&#8221;|0vw||0vw||true&#8221; custom_padding_phone=&#8221;|||||false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;5%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>S Philips Insurance Services is a Nationwide Supplier of Surety Bonds<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;About&#8221; _builder_version=&#8221;3.22&#8243; custom_padding=&#8221;60px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;0px||60px||false&#8221; custom_padding=&#8221;0px||0px||true&#8221; use_custom_width=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;OVERVIEW \/ DESCRIPTION&#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#5e7a8a&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_2_font=&#8221;Kanit|300||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#009285&#8243; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;0.4px&#8221; header_2_line_height=&#8221;1.5em&#8221; header_6_font=&#8221;Lato|700|||||||&#8221; header_6_font_size=&#8221;18px&#8221; header_6_letter_spacing=&#8221;1px&#8221; header_6_line_height=&#8221;1.8em&#8221; max_width=&#8221;80%&#8221; max_width_tablet=&#8221;96%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||20px||false&#8221; custom_padding=&#8221;0px||0px||true&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;22px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Errors and Omissions Insurance (E&#038;O)<\/strong> is a type of professional liability insurance that protects companies and their workers or individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified by the insurance contract.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Feature&#8221; _builder_version=&#8221;3.22&#8243; background_color=&#8221;#345168&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;#5e7a8a&#8221; background_color_gradient_end=&#8221;rgba(94,122,138,0.78)&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/bhmdev.com\/sphilipsins\/wp-content\/uploads\/2018\/10\/bonds-1.jpg&#8221; custom_padding=&#8221;7.5%||10%||false|false&#8221; bottom_divider_style=&#8221;slant&#8221; bottom_divider_color=&#8221;#ffffff&#8221; bottom_divider_flip=&#8221;horizontal&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; 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you\u2019re looking for? Chances are we probably offer it! 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module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px||false&#8221; custom_padding=&#8221;0px||0px||true&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;22px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>SPECIAL: NEW HOME REMODEL OR REPAIR BOND<\/strong><br \/>Guarantee of funds, this new bond covers the money that a homeowner advances to the contractor in accordance with their written agreement and helps contractors make homeowners feel more secure when advancing monies.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#quick-quote&#8221; button_text=&#8221;CLICK HERE FOR APPLICATION AND MORE DETAILS ON COVERAGE&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.13.0&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; 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admin_label=&#8221;About&#8221; _builder_version=&#8221;3.22&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;#ffffff&#8221; background_color_gradient_end=&#8221;#f4f4f4&#8243; custom_padding=&#8221;50px|0px|50px|0px|true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;0px||0px||false&#8221; custom_padding=&#8221;0px||0px||true&#8221; use_custom_width=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Don\u2019t see the specific bond you\u2019re looking for? &#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#5e7a8a&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_2_font=&#8221;Kanit|300||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#009285&#8243; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;0.4px&#8221; header_2_line_height=&#8221;1.5em&#8221; header_6_font=&#8221;Lato|700|||||||&#8221; header_6_font_size=&#8221;18px&#8221; header_6_letter_spacing=&#8221;1px&#8221; header_6_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; max_width_tablet=&#8221;96%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px||false&#8221; custom_padding=&#8221;0px||0px||true&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;22px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Don\u2019t see the specific bond you\u2019re looking for? Chances are we probably offer it! There\u2019s thousands of bonds out there and it would be impossible to list them all. <strong>Contact us today to get a quote for the specific bond you need<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.14.8&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;FAQs About the Best Surety Bond Company&#8221; _builder_version=&#8221;4.14.8&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#5e7a8a&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_2_font=&#8221;Kanit|300||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#0788CA&#8221; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;0.4px&#8221; header_2_line_height=&#8221;1.5em&#8221; header_6_font=&#8221;Lato|700|||||||&#8221; header_6_font_size=&#8221;18px&#8221; header_6_letter_spacing=&#8221;1px&#8221; header_6_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;22px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contractor Errors and Omissions Insurance FAQ<\/h2>\n<p>We want you to feel comfortable working with our surety bond company and realize you may still have questions. Our FAQ section below will help you understand more about our business and what we do. Let&#8217;s learn more!<\/p>\n<p>[\/et_pb_text][et_pb_accordion _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Why Is Contractor Errors and Omissions Insurance Recommended?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Errors and omissions insurance<\/span><span style=\"font-weight: 400;\"> falls under a category called professional liability insurance, which is meant to offer a measure of protection to companies, workers, and other professionals from the worst-case financial implications that can come with claims filed against them for negligence or inadequate work.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It will cover legal fees such as attorney fees and court costs associated with the claim, if applicable, as well as whatever settlement accounts are appropriate within the confines of whatever amount of liability coverage the policy confers.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What Doesn&#8217;t This Kind of Insurance Policy Cover?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>First, these policies don&#8217;t offer financial protection for any claims that may have happened before the applicable retroactive date of business insurance policies. Additionally, claims that follow the policy&#8217;s extended reporting timeline are not covered. Beyond that, this is not general liability insurance, meaning it will not cover every liability. The following are examples of areas that would not be covered:<\/p>\n<ol>\n<li>Property damage or bodily injury caused by your business insurance. These are meant to be handled by your general liability insurance policy.<\/li>\n<li>Any illness or injury that employees may suffer while on the job. Workers&#8217; compensation policies would be needed for this, and will potentially be required depending on which state you operate in.<\/li>\n<li>Any wrongdoing carried out on purpose or illegal acts.<\/li>\n<li>Any harassment or discrimination claims filed by your employees.<\/li>\n<\/ol>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Is Errors and Omissions Insurance for Tax Preparers Mandatory?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">If you run a tax preparation business, E&amp;O insurance isn&#8217;t necessarily mandatory. However, considering the specificity and the nature of services a tax preparer will provide, it stands to reason that this kind of insurance would be immensely helpful with certain kinds of claims that customers may file.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some people, upon finding out that there is no requirement for tax preparation businesses, may elect not to get this kind of insurance. Realistically, you never know when you&#8217;ll be hit with a claim for negligence or some other error that may have affected customers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It would be better to have <\/span><span style=\"font-weight: 400;\">tax preparer errors and omissions insurance<\/span><span style=\"font-weight: 400;\"> to deal with the astronomical out-of-pocket expenses associated with claims if you should ever find yourself on the wrong side of one.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Do States Ever Require E&#038;O Insurance?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">While there may be no such requirement for those providing tax preparation services, there are other natures of business, which you&#8217;ll often find states requiring this kind of insurance for. Such professions include real estate agents and home inspectors. Take the time to find out what the requirements are in your state since you may be required to carry E&amp;O insurance without realizing it.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What Factors Affect the Cost of the Insurance Policy?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Small businesses may have different needs from individual professionals or large firms. Policy costs will be based on the needs of the company and the state that the business is located in.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, there&#8217;s the matter of the coverage limits you need, your claims history, and more. However, you&#8217;ll find that whatever the cost is, having a policy that covers you in these unpredictable situations is an invaluable investment.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Are there any Proactive Ways to Cut down the Premium?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">There are steps you can take to help keep your costs as low as possible whether it&#8217;s <\/span><span style=\"font-weight: 400;\">errors and omissions insurance for home inspectors<\/span><span style=\"font-weight: 400;\">, tax preparer insurance, pet store insurance, or another kind entirely, it&#8217;s possible to keep your costs as favorable as possible by ensuring that your employees are trained, ensuring that you actively prioritize customer satisfaction via communication, and ensuring that quality assurance is built into your operations.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How Can I Get an Idea of What I&#8217;ll Pay S Philips Insurance Services?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Simply fill out the short form on our webpage that allows us to provide you with a quick quote in the shortest possible order. We accept requests from agents too!<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Is There a Difference Between Professional Liability Insurance and E&#038;O Insurance?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Yes. Professional liability insurance is an entire class of different kinds of insurance, which includes E&amp;O insurance.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How Do I Eliminate the Confusion on Which Kind of Insurance Covers What?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.14.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">As you are looking to get an insurance policy, speak to a representative about any areas of ambiguity that may be present on what kinds of claims you are supported.<\/span><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;About&#8221; module_id=&#8221;quick-quote&#8221; _builder_version=&#8221;3.8&#8243; custom_padding=&#8221;60px|0px|60px|0px|false|false&#8221; global_module=&#8221;120&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;0px||0px||true&#8221; custom_padding=&#8221;0px||0px||true&#8221; use_custom_width=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.13.0&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#5e7a8a&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; link_font=&#8221;||||||||&#8221; ul_font=&#8221;||||||||&#8221; ol_font=&#8221;||||||||&#8221; quote_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Kanit|300||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#0788CA&#8221; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;0.4px&#8221; header_2_line_height=&#8221;1.5em&#8221; header_3_font=&#8221;||||||||&#8221; header_4_font=&#8221;||||||||&#8221; header_5_font=&#8221;||||||||&#8221; header_6_font=&#8221;Lato|700|||||||&#8221; header_6_font_size=&#8221;18px&#8221; header_6_letter_spacing=&#8221;1px&#8221; header_6_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;0px||20px||false&#8221; custom_padding=&#8221;0px||0px||true&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;22px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Get a Quick Quote TODAY<\/h2>\n<p>ALL ONLINE APPLICATIONS ARE SECURE<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Contact Form 7&#8243; _builder_version=&#8221;3.27.4&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f208-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"208\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/sphilipsins\/wp-json\/wp\/v2\/suretybonds\/1109#wpcf7-f208-o1\" method=\"post\" class=\"wpcf7-form init innerp-cf-step-1\" id=\"cf-step-1\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"208\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f208-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"step1\">\n\t<h3>Contact Information\n\t<\/h3>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"first_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"s1_first_name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/First Name*\" value=\"\" type=\"text\" name=\"first_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"s1_last_name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/Last Name*\" value=\"\" type=\"text\" name=\"last_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" id=\"s1_phone\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/Phone*\" value=\"\" type=\"tel\" name=\"Phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" id=\"s1_email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/Email*\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n\t<\/p>\n\t<p><strong>Are you an agent?*<\/strong><span class=\"wpcf7-form-control-wrap\" data-name=\"agent-radio\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><span class=\"wpcf7-list-item-label\">Yes<\/span><input type=\"radio\" name=\"agent-radio\" value=\"Yes\" \/><\/span><span class=\"wpcf7-list-item last\"><span class=\"wpcf7-list-item-label\">No<\/span><input type=\"radio\" name=\"agent-radio\" value=\"No\" \/><\/span><\/span><\/span>\n\t<\/p>\n\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"GET MY QUOTE NOW!\" \/><br \/>\n<small><em>Rest easy knowing that all of your information is transmitted securely using an EV SSL encryption.<\/em><\/small><br \/>\n<small><strong>* Required Fields<\/strong><\/small><br \/>\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"Website Quote Form\" type=\"hidden\" name=\"lead-source\" \/>\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"Step 1\" type=\"hidden\" name=\"website-step-completed\" \/>\n\t<\/p>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<div id=\"final-thanks\" class=\"thanks-step\">\n<div class=\"progress-bar\"><span class=\"step1-text\">Step 1<\/span><br \/><span class=\"step2-text\">Step 2<\/span><br \/><span class=\"submit-text\">Submit<\/span><\/div>\n<p class=\"success-msg\">Thank you for contacting us! We&#8217;ll contact you shortly.<\/p>\n<\/div>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f209-o2\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"209\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/sphilipsins\/wp-json\/wp\/v2\/suretybonds\/1109#wpcf7-f209-o2\" method=\"post\" class=\"wpcf7-form init innerp-cf-step-2\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"209\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f209-o2\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"step1_data\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"first_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"s2_first_name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/First Name\" value=\"\" type=\"text\" name=\"first_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"s2_last_name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/Last Name\" value=\"\" type=\"text\" name=\"last_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" id=\"s2_phone\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/Phone\" value=\"\" type=\"tel\" name=\"Phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" id=\"s2_email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Agent\/Email\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"step2 final_step\" id=\"wpcf7-step2\">\n\t<div class=\"progress-bar\">\n\t\t<p><span class=\"step1-text\">Step 1<\/span><br \/>\n<span class=\"step2-text\">Step 2<\/span><br \/>\n<span class=\"submit-text\">Submit<\/span>\n\t\t<\/p>\n\t<\/div>\n\t<h3>Insurance Information\n\t<\/h3>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"bond_amount\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Insurance Amount*\" value=\"\" type=\"text\" name=\"bond_amount\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"bond_type\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Insurance Type*\" value=\"\" type=\"text\" name=\"bond_type\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"bond_state\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"bond_state\"><option value=\"--SELECT AREA WHERE INSURANCE IS REQUIRED*--\">--SELECT AREA WHERE INSURANCE IS REQUIRED*--<\/option><option value=\"Canada\">Canada<\/option><option value=\"Mexico\">Mexico<\/option><option value=\"Puerto Rico\">Puerto Rico<\/option><option value=\"Alabama\">Alabama<\/option><option value=\"Alaska\">Alaska<\/option><option value=\"Arizona\">Arizona<\/option><option value=\"Arkansas\">Arkansas<\/option><option value=\"California\">California<\/option><option value=\"Colorado\">Colorado<\/option><option value=\"Connecticut\">Connecticut<\/option><option value=\"Delaware\">Delaware<\/option><option value=\"Florida\">Florida<\/option><option value=\"Georgia\">Georgia<\/option><option value=\"Hawaii\">Hawaii<\/option><option value=\"Idaho\">Idaho<\/option><option value=\"Illinois\">Illinois<\/option><option value=\"Indiana\">Indiana<\/option><option value=\"Iowa\">Iowa<\/option><option value=\"Kansas\">Kansas<\/option><option value=\"Kentucky\">Kentucky<\/option><option value=\"Louisiana\">Louisiana<\/option><option value=\"Maine\">Maine<\/option><option value=\"Maryland\">Maryland<\/option><option value=\"Massachusetts\">Massachusetts<\/option><option value=\"Michigan\">Michigan<\/option><option value=\"Minnesota\">Minnesota<\/option><option value=\"Mississippi\">Mississippi<\/option><option value=\"Missouri\">Missouri<\/option><option value=\"Montana\">Montana<\/option><option value=\"Nebraska\">Nebraska<\/option><option value=\"Nevada\">Nevada<\/option><option value=\"New Hampshire\">New Hampshire<\/option><option value=\"New Jersey\">New Jersey<\/option><option value=\"New Mexico\">New Mexico<\/option><option value=\"New York\">New York<\/option><option value=\"North Carolina\">North Carolina<\/option><option value=\"North Dakota\">North Dakota<\/option><option value=\"Ohio\">Ohio<\/option><option value=\"Oklahoma\">Oklahoma<\/option><option value=\"Oregon\">Oregon<\/option><option value=\"Pennsylvania\">Pennsylvania<\/option><option value=\"Rhode Island\">Rhode Island<\/option><option value=\"South Carolina\">South Carolina<\/option><option value=\"South Dakota\">South Dakota<\/option><option value=\"Tennessee\">Tennessee<\/option><option value=\"Texas\">Texas<\/option><option value=\"Utah\">Utah<\/option><option value=\"Vermont\">Vermont<\/option><option value=\"Virginia\">Virginia<\/option><option value=\"Washington\">Washington<\/option><option value=\"West Virginia\">West Virginia<\/option><option value=\"Wisconsin\">Wisconsin<\/option><option value=\"Wyoming\">Wyoming<\/option><\/select><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"company_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Company Name\/DBA\" value=\"\" type=\"text\" name=\"company_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"principal_phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"Client\/Principal Phone\" value=\"\" type=\"tel\" name=\"principal_phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"principal_email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-text wpcf7-validates-as-email\" aria-invalid=\"false\" placeholder=\"Client\/Principal Email\" value=\"\" type=\"email\" name=\"principal_email\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"license_number\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Existing License Number (if applicable)\" value=\"\" type=\"text\" name=\"license_number\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"owners_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Owner&#039;s First &amp; Last Name\" value=\"\" type=\"text\" name=\"owners_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"ssn\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"SSN\" value=\"\" type=\"text\" name=\"ssn\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"address_1\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Address\" value=\"\" type=\"text\" name=\"address_1\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"address_2\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Address 2\" value=\"\" type=\"text\" name=\"address_2\" \/><\/span>\n\t<\/p>\n\t<p class=\"inline-address\"><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"city\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"City\" value=\"\" type=\"text\" name=\"city\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"state\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"state\"><option value=\"--SELECT--\">--SELECT--<\/option><option value=\"Canada\">Canada<\/option><option value=\"Mexico\">Mexico<\/option><option value=\"Puerto Rico\">Puerto Rico<\/option><option value=\"Alabama\">Alabama<\/option><option value=\"Alaska\">Alaska<\/option><option value=\"Arizona\">Arizona<\/option><option value=\"Arkansas\">Arkansas<\/option><option value=\"California\">California<\/option><option value=\"Colorado\">Colorado<\/option><option value=\"Connecticut\">Connecticut<\/option><option value=\"Delaware\">Delaware<\/option><option value=\"Florida\">Florida<\/option><option value=\"Georgia\">Georgia<\/option><option value=\"Hawaii\">Hawaii<\/option><option value=\"Idaho\">Idaho<\/option><option value=\"Illinois\">Illinois<\/option><option value=\"Indiana\">Indiana<\/option><option value=\"Iowa\">Iowa<\/option><option value=\"Kansas\">Kansas<\/option><option value=\"Kentucky\">Kentucky<\/option><option value=\"Louisiana\">Louisiana<\/option><option value=\"Maine\">Maine<\/option><option value=\"Maryland\">Maryland<\/option><option value=\"Massachusetts\">Massachusetts<\/option><option value=\"Michigan\">Michigan<\/option><option value=\"Minnesota\">Minnesota<\/option><option value=\"Mississippi\">Mississippi<\/option><option value=\"Missouri\">Missouri<\/option><option value=\"Montana\">Montana<\/option><option value=\"Nebraska\">Nebraska<\/option><option value=\"Nevada\">Nevada<\/option><option value=\"New Hampshire\">New Hampshire<\/option><option value=\"New Jersey\">New Jersey<\/option><option value=\"New Mexico\">New Mexico<\/option><option value=\"New York\">New York<\/option><option value=\"North Carolina\">North Carolina<\/option><option value=\"North Dakota\">North Dakota<\/option><option value=\"Ohio\">Ohio<\/option><option value=\"Oklahoma\">Oklahoma<\/option><option value=\"Oregon\">Oregon<\/option><option value=\"Pennsylvania\">Pennsylvania<\/option><option value=\"Rhode Island\">Rhode Island<\/option><option value=\"South Carolina\">South Carolina<\/option><option value=\"South Dakota\">South Dakota<\/option><option value=\"Tennessee\">Tennessee<\/option><option value=\"Texas\">Texas<\/option><option value=\"Utah\">Utah<\/option><option value=\"Vermont\">Vermont<\/option><option value=\"Virginia\">Virginia<\/option><option value=\"Washington\">Washington<\/option><option value=\"West Virginia\">West Virginia<\/option><option value=\"Wisconsin\">Wisconsin<\/option><option value=\"Wyoming\">Wyoming<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"zip_code\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Zip Code\" value=\"\" type=\"text\" name=\"zip_code\" \/><\/span>\n\t<\/p>\n\t<p>Are there any additional owners? <span class=\"wpcf7-form-control-wrap\" data-name=\"are_you_an_agent\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"are_you_an_agent\" value=\"Yes\" \/><span class=\"wpcf7-list-item-label\">Yes<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"are_you_an_agent\" value=\"No\" \/><span class=\"wpcf7-list-item-label\">No<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n\t<p class=\"conditional_fields\"><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"agent_business_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Additional Owner&#039;s Name\" value=\"\" type=\"text\" name=\"agent_business_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"agent_phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Additional Owner&#039;s Address\" value=\"\" type=\"text\" name=\"agent_phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"contact_person\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" placeholder=\"Additional Owner&#039;s SSN\" value=\"\" type=\"text\" name=\"contact_person\" \/><\/span>\n\t<\/p>\n\t<p>Any prior claims? <span class=\"wpcf7-form-control-wrap\" data-name=\"any_prior_claims\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"any_prior_claims\" value=\"Yes\" \/><span class=\"wpcf7-list-item-label\">Yes<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"any_prior_claims\" value=\"No\" \/><span class=\"wpcf7-list-item-label\">No<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"prior_claim_desc\"><textarea 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